How It Works
Enter your ZIP code and tell us what coverage you are looking for in Massachusetts
See what Massachusetts requires and compare quotes from licensed carriers
Choose coverage that meets Massachusetts requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
Every vehicle on a multi-car policy must carry at least your state's minimum liability limits. Bodily-injury minimums range from $15,000 to $50,000 per person across states; property-damage minimums range from $5,000 to $50,000.
Full Coverage Car Insurance
Liability plus collision and comprehensive on a single vehicle. You can put full coverage on one car and liability-only on another — both vehicles stay on the same policy and earn the multi-car discount.
Uninsured Motorist Coverage
Covers you when the at-fault driver has no insurance or insufficient limits. Required in 22 states; optional in others. Applies per vehicle on a multi-car policy.
Multi-Car Policy Structure
Two or more vehicles on one policy, each with its own coverage level. The multi-car discount typically requires every vehicle on the same policy and often the same garaging address.
